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29 Apr 2016

EDITORIAL: Sandy victims don’t deserve FEMA

28 Apr 2016

EX-FEMA contractor says agency shortchanged Superstorm Sandy victims

25 Apr 2016

Millions of tax dollars lost in Sandy contractor fraud | Di Ionno

The money came and the money went, and nobody was watching.

Now, it’s a police problem.

That is the abridged version of the hurricane-related contractor fraud that has left thousands of homeowners stuck in the “disaster after the disaster” known as the Sandy recovery.

No place is it worse than sprawling Ocean County, where the storm left the most damage over the largest area.

“The government wanted to get recovery money into the hands of the people who were devastated as quickly as possible,” said Ocean County Prosecutor Joseph D. Coronato. “Unfortunately, there are people out there taking advantage of other people’s misery. They were victimized a second time.”

Coronato’s office has already secured 49 indictments involving Sandy-related fraud, and there are another 50 active investigations. Several small cases were previously adjudicated through restitution or the pretrial intervention, Coronato said, but the bigger cases are now being lined up for trials or pleas.

And while those numbers don’t seem staggering, the contractors are alleged to each have victimized an average of four to five homeowners. Several are accused of defrauding 20 to 30 clients. When you do the math, that’s thousands of people left holding the bag – a bag of empty promises and emptied of cash.

That’s just in Ocean County – it doesn’t even include another hundred or so cases in that are being handled by local police in the county.

Contractors under investigation Ocean County have allegedly walked away with over $5 million.”
03 Mar 2016

N.J. extends rental assistance for Sandy victims

TRENTON — Sandy victims whose rental assistance was about to run out can now breathe a sigh of relief: the state has agreed to extend the program for an additional year.

The New Jersey Housing and Mortgage Finance Agency board agreed to extend temporary rental help for an additional year for residents who have been forced to pay rent while they are rebuilding their homes. That means eligible homeowners can receive up to 21 months of rental assistance.

RELATED:  Sandy rental aid raises monthly payments

Rental assistance is available to homeowners in the Reconstruction, Rehabilitation, Elevation and Mitigation (RREM) and Low- and Moderate-Income (LMI) Homeowners Rebuilding programs. Homeowners can receive up to $1,300 a month for rent payments.

“The state is taking positive steps to meet the ongoing need of homeowners in the RREM Program and LMI Program for temporary rental assistance as they complete the construction and, in many cases, elevation of their Sandy-damaged homes,” said Department of Community Affairs Commissioner Charles A. Richman, who chairs the HMFA Board.

The HMFA, which is an affiliated agency of DCA, administers the Rental Assistance Program.

The decision to extend the program came on the same day that 42 nonprofit groups and legislators wrote a letter to Richman, saying that without rental assistance many families would not have enough money to get back home. More than three years after Sandy struck, 69 percent of families in the RREM program are still not back in their houses, the letter said.

04 Feb 2016

What to do if HUD agents knock on your door

03 Feb 2016

Lessons of Sandy: Raising homes paid off for some

Sharon Stabley

HE ELEVATED: Larry Johnson is happy he raised his Ocean City home after Sandy. It used to sit as low as his neighbor’s. In January, water intruded only in the garage, which was built to withstand it. ‘My first floor is 15 feet off the ground, so there’s no issue there,‘ he says.

Larry Johnson got 2 inches of water in his Ocean City home in Hurricane Sandy, just enough to force him to rip out all the flooring and 2 feet of the walls and treat the house for mold.

But when January’s nor’easter hit New Jersey, he didn’t worry about any Sandy reruns — even as he watched water flow down his street “like a river, almost” from a storm that set high-tide records farther south in Cape May County.

After Sandy, Johnson and his wife, Maria, ripped down their old rancher and rebuilt. Their home now sits on top of marine-grade piling that kept everything but the garage high and dry in this flooding.

And all it took to fix that was a power-washer.

“I know where I live, and I know when there’s tidal flooding, I’m at risk,” he said. “But my first floor is 15 feet off the ground, so there’s no issue there.”

Flooding varies by storm, and Sandy’s worst-hit areas fared better in many cases than southern Cape May County towns did in this storm.

But another difference between the two storms is that after Sandy, many homeowners went through the complex, confusing and expensive process of having their houses raised, or knocking them down and starting over higher.

Others couldn’t or didn’t navigate the forms and funding frustration it took to elevate their homes.

19 Jan 2016

New concerns in New Jersey’s superstorm recovery for 2016

New challenges are arising for Sandy-impacted homeowners till trying to rebuild from the October, 2012 hurricane.

Sue Marticek, executive director of the Ocean County Long Term Recovery Group (OCLTRG), said some residents who were forced to knock down their homes or took advantage of free municipal demolition programs thinking they were saving money, are now having difficulty getting additional funding from their National Flood Insurance Policy (NFIP) claims.

“We have a big challenge trying to fight for them for their foundations because they don’t have the house anymore,” said Marticek.

Marticek explained that proving Sandy damaged the foundation is difficult for those who may not have had photo proof or an independent engineering report as evidence.

“There was never any clarity to these homeowners from day one. You have one government agency telling you to do one thing, you have another government agency telling you do do another. The lack of clarity for these homeowners from the start has really cost them a lot,” Marticek said.

Marticek added that asking people to go back more than three years to show evidence again to justify a case for additional funding is difficult.

Sandy survivors are dealing with three major obstacles at this stage in the recovery, according to Marticek.

“One is again, dealing with the NFIP review process; two is still navigating and closing out of the RREM [Reconstruction, Rehabilitation, Elevation and Mitigation] program; and then three is contractor fraud and disputes. Those three issues are basically the biggest stumbling blocks in this recovery,” said Marticek.

Marticek said workshops covering those three areas will be needed this year, in 2016 with professionals who can get to the bottom of the cases and help clients.

“The amount of contractor fraud and contractor disputes that are out there is phenomenal, and when the dust settles, I think that is going to be, if not the biggest obstacle that hit New Jersey, it’s going to be up there in the top three easily,” Marticek said.

Marticek added that when a homeowner gets ripped off or they’re in a dispute, they’re recovery comes to a complete halt.

The OCLTRG has been working with the Volunteer Lawyers for Justice and the Community Health Law Project to create a Sandy task force to review each case individually.

Marticek pointed out that she thinks non-profit builders will have a more significant role this year.

“I think they are truly are going to be the last hope for a lot of people,” added Marticek.
Read More: New concerns in New Jersey’s superstorm recovery for 2016 | http://wobm.com/new-concerns-in-new-jerseys-superstorm-recovery-for-2016/?trackback=tsmclip

23 Nov 2015

Monmouth and Ocean County briefs

30 Oct 2015

6 ways to avoid the ‘next Sandy’ | Di Ionno

29 Oct 2015

NJ’s Sandy Recovery Three Years In: Progress Made, But Lessons Left to Learn

When Sandy made landfall in Brigantine, NJ, late on the evening of October 29, 2012, it was immediately clear that the state’s recovery would be a long-term process. As state officials wrote in their action plan applying for aid from the federal government, more than 40,000 primary homes and 15,000 rental units had sustained “severe” or “major” damage from the storm. Boardwalks up and down the coast were replaced by piles of rubble, and damage estimates totaled tens of billions of dollars.But despite the scene, many storm victims remained cautiously optimistic that things would work out in the end, and that the end wasn’t too far over the horizon. People trusted that flood and homeowners insurance would kick in to cover their losses, and that aid money from the state and federal governments would come through to help them rebuild and get back on their feet.

Three years later, while some storm victims are back in their homes, many thousands more are still waiting to complete the process, amid being shortchanged dramatically on their flood-insurance claims, facing problems with banks and contractors, and sustaining lengthy delays in getting recovery checks from the state.

On this, the third anniversary of the storm, here’s a look at where the recovery stands and some of the key lessons it’s taught for how to handle future storms.

Current status of the recovery

“Three years since Sandy made landfall, the NJ Department of Community Affairs remains as hard at work as ever on the recovery effort,” said spokeswoman Lisa Ryan.

“When it comes to the more than two-dozen recovery programs funded with [federal Community Development Block Grant] Disaster Recovery monies, which DCA administers, these programs have been set up, are underway, and are progressing toward their goals. We’ve built partnerships with many federal, state, and local governments; fellow state agencies; numerous nonprofit organizations; and with many in the private sector to advance New Jersey’s recovery. We are also continually assessing the operational effectiveness of our recovery programs and improving our performance. This has resulted in positive and measurable progress that we anticipate will continue in the months and years ahead.”

Though just 2,000 of the 8,000 families in the state’s largest homeowner-grant programhave completed construction and are back in their homes, that number has doubled in the past six months, and the vast majority of participants have received at least an initial payment. In addition, Ryan said the process continues to gather steam, with about 50 homes finishing construction and $7 million now being distributed to homeowners in an average week.